Lavender Sachets: Victorian Air Fresheners

Posted by on Jun 7, 2016 in Frugal For Everyone, Herbs, Lavender | 22 comments

Lavender Sachets

Lavender Sachets, Victorian Style

I’ve been researching Lavender use during the Victorian Era and this has turned into a fascinating project. Queen Victoria was passionate about lavender and insisted on having it used throughout the castle. She believed lavender meant cleanliness and that it purified the body and spirit – we now know she was right on – lavender does indeed have antiseptic, antibacterial and restorative properties.

Of course this meant that lavender was used in lots of different ways – for cleaning, grooming, fragrance, cooking, medicinal, and lavender sachets. With all these items using lavender to choose from, I decided that My Etsy Shop would only feature items based on Victorian products, starting with lavender sachets.

Lavender Sachets – Victorian Style:

Lavender Sachets were an effective way to keep homes free from bugs and smelling nice. A gentle squeeze of the sachets was enough to release the fresh, clean lavender fragrance.

  • SachLavender sachetsets were hung from doorknobs in all public rooms to freshen the air;
  • Decorative ones were hung from the arms of chairs for the same reason;
  • Small sachets were slipped between the sheets in linen presses for the clean fragrance and to deter insects;
  • They were a required item for the bedroom:
    • Several were tucked in with the bedding to deter bed-bugs;
    • One or more were hung from bedposts to clean the air;
    • Small sleep pillows were placed on or under pillows to ensure restful sleep;
  • Sachets were placed in wardrobes and drawers to keep insects out;
  • Quite often a small sachet could be found in a woman’s reticule;
  • Daring young women would tuck little lavender sachets in their cleavage;
  • Small sachets were often tucked in with a lady’s stationery.
Lavender Sachets

Lavender Sachets Victorian Style

Lavender lost a lot of its appeal during the mid to latter part of the 20th century when cosmetic companies developed their chemical products and clever marketing encouraged the consumer to buy. Fortunately we are becoming aware that chemical is not the way to go and many of us have returned to natural, homemade products.

I’m enjoying the research into Victorian times and find it interesting to design products for today based on items from the past. Another item is already on the drawing board which I’ll share with you next month. For now it’s lavender sachets because they are as useful today as they were in Victorian times.

Talk to you again next week,


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Mosquitoes Bugging You? Banish Them

Posted by on May 29, 2016 in Frugal For Everyone, Health and Safety, Herbs, Lavender | 28 comments


Mosquitoes –  Image courtesy of chatchai_stocker at

Mosquitoes  are no longer merely summer’s party-poopers, they have turned into dangerous guests. While we know that many mosquito-borne viruses have been around for centuries there are two serious ones that have impacted North America in recent years.

  • West Nile Virus: Symptoms range from very mild to encephalitis/meningitis to death. Transmitted to birds, horses and humans. Most at risk – the very old and the very young.
  • Zika Virus: May cause neurological defects in babies, muscle weakness, paralysis and death. Most at risk – pregnant women.

It is therefore essential that we do what we can to prevent mosquito bites.

Mosquitoes – Preferences:

You know how you’re hiking with a group of friends and the mosquitoes like one person best? There is truth to that. Some people do attract mosquitoes more than others.

  • Carbon Dioxide attracts mosquitoes and of course we emit carbon dioxide when we do anything – breathe, talk, walk, or eat. Breathing is rather necessary but maybe we could talk or eat less while outside?
  • The more you sweat, and the older the sweat is, the more mosquitoes you will attract.
  • Exercise produces sweat and panting (release of carbon dioxide). For the very active person a strong mosquito repellent will probably be necessary. (See the Consumer Report Paragraph at the end of this article).
  • For some reason mosquitoes like people with blood type O while anyone with blood type A will be last choice.
  • Anyone with high uric acid levels tend to attract mosquitoes. If you fall in this category, up your Vitamin C and Citric Acid intake. A couple of tablespoon apple cider vinegar added to citrus juice/fruit salad/salad dressing will help balance things out.
  • For many people beer is the drink of choice during the summer. Unfortunately, unless they want to get bitten, they may have to change their beer to lemonade, at least while they’re outdoors.

Mosquitoes – Prevention:

While it’s impossible to eliminate every mosquito from your yard, there are steps we can take to make our yards less appealing to them.

  • The most obvious one – remove all standing water. This includes empty planters, wheelbarrows, old tires, bottles, cans and other containers left laying around, unused wading pools, pool covers, bird baths. Keep gutters/storm drains free from debris, cover rain barrels with fine mesh.  Any water features should have a pump to keep water moving.
  • Add lots of mosquito repelling plants to the flowerbeds and along walkways – Lavender, Lemon Balm, Basil, Marigolds, Lemongrass, Citronella, Catnip, Spearmint.

Banish them while you’re enjoying the outdoors:

  • Throw a few Rosemary stems on the BBQ. This adds flavour to foods while keeping mosquitoes away.
  • Place a variety of pots with mosquito repelling plants around the deck or patio and use one as a centrepiece(s) for your patio table. 
  • Add a few drops of pure Citronella oil to beeswax candles. Do not buy the cheap citronella candles or rings found at Dollar stores. They are ineffective and toxic.
  • When sitting outside, place a fan behind you. Mosquitoes are very light and the breeze will just blow them away.

Ways for you to be less appealing to mosquitoes:

  • Wear light colour clothes – the darker the clothes, the greater the chance mosquitoes will find you.
  • Mosquitoes have a great sense of smell and are attracted to scents. Best not to use anything scented – perfumes, soap, shampoos, etc.
  • If possible, wear long sleeves, long pants, hats and socks. Don’t wear baggy clothes that could trap mosquitoes and so be carried indoors.
  • Use the right kind of mosquito repellent applicable to the situation.

Mosquitoes –  Repellents:

Mosquitoes like the early morning and the hours around sunset best. If you’re going to be outside during those times take extra precautions.

There are a number of homemade Mosquito Repellents that work for around the patio and in the backyard. For camping, hiking and other outdoor activities where mosquitoes are in abundance stronger products are recommended.

Homegrown Mosquito Repellents: Some of the safest mosquito repellents for use around the home are the ones you can easily grow in your garden. You can also use these on pets.


Table Planter – Lemongrass, lavender, basil, marigolds

  • If you don’t have lavender growing in your flower bed, window-box or herb/vegetable garden, now is the perfect time to plant a few. To use as a mosquito repellent, just rub your hands up and down the lavender stems a few times to transfer the oils, then rub the exposed skin areas with your hands. Pin a sprig of lavender to the back of your hat.
  • Lemon Balm, an easy to grow, attractive perennial suitable for any garden site is another great mosquito repellent and used the same way as lavender. Rub the leaves, then rub exposed skin. You can also pick a large bunch, boil it and strain it into a spray bottle. Add a drop of apple cider vinegar if you like. Lemon Balm smells nice and refreshing.
  • Basil is an easy to grow annual that can be used in the same way as Lavender or Lemon Balm.
    1. Place a few stalks on the grill when barbecuing.
    2. Bruise a basil leaf and rub it on exposed skin.
    3. Bruise a leaf and pin it to shirt sleeves or hat.

Homemade Mosquito Repellents:  Not for use on children under three:

  • Mix Avon Skin So Soft with an equal quantity Witch Hazel. Pour into a spray bottle. Be careful to avoid contact with mouth, nose and eyes. Shake before using. Must be re-applied every 2-3 hours.
  • Mix 1/8 cup Pure Lemon Eucalyptus Oil with 1 cup Witch Hazel. Pour into a spray bottle. Be careful to avoid contact with mouth, nose and eyes. Shake before using. Must be re-applied every 2-3 hours.

Purchased Mosquito Repellents: These are stronger than the homegrown/homemade versions but make the most sense if you’re camping, hiking, etc. in mosquito territory. When using strong mosquito repellents containing DEET, it’s best to spray your clothes, hat and shoes/boots, rather than directly on your skin.

  • StealStreet Brookyo Mosquito Repellent Bracelet: These microfiber bracelets and patches will stay fresh for up to 7 days with pleasant smell of natural essential oils that bugs are repelled by – great for adults, teens, kids, safe for babies and even dogs

  • Sawyer Picaridin: Chosen top insect repellent by Consumer Reports. Effective against the Yellow Fever Mosquito, which can transmit the Zika Virus; Insect-killing repellent for your clothing is effective against ticks, chiggers, mites and mosquitoes; as effective as 100 percent DEET; Lasts up to 6 weeks (or 6 washings). Ideal for hunters, hikers and other outdoor enthusiasts.
  • Off! Deepwoods: Not oily or greasy; Repels mosquitoes, ticks, biting flies, chiggers and gnats; A must-have for camping, fishing, hunting and boating; repels mosquitoes that may carry West Nile Virus.
  • Before buying any mosquito repelling gadgets do a thorough check of the product. Most of them have little value and some are just plain annoying.

The following information is quoted from Consumer Reports  To read more, click on the link.

“ The most effective products against Aedes mosquitoes (the ones that carry the Zika virus) were Sawyer Picaridin and Natrapel 8 Hour, which each contain 20 percent picaridin, and Off! Deepwoods VIII, which contains 25 percent deet. They kept the mosquitoes from biting for about 8 hours. The Sawyer product was our top insect repellent overall. It was the only one that also kept Culex mosquitoes, which can spread West Nile disease, and deer ticks, which can spread Lyme disease, away for at least 8 hours.”

While I’m all for natural non-toxic mosquito repellents, sometimes they do not provide enough protection and I would rather use a strong repellent than take a chance on catching a mosquito-borne virus.

Talk to you again next week,


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Best Father’s Day Gifts -Unique AND Useful

Posted by on May 22, 2016 in A frugal Life, Frugal For Everyone, Smart Shopper | 24 comments

Father's Day Gifts

Best Father’s Day Gifts
Image courtesy of Naypong at

I truly enjoyed this search for the best Father’s Day Gifts. I had no idea that all these fascinating and unique products were available so it was quite an eye-opener. Who would have thought of watches with wooden bands or a computer mouse that looks like a car or a golf bag attachment that let’s your phone/tablet record your game? What amazing choices there are and how lucky the dad who will receive one of these gifts.

Before I get started with the list I do need to explain a few things. My search took me to Amazon simply because Amazon has many thousands of products which meant all the searching could be done on one site. As the saying goes “A picture is worth a thousand words”. I agree and have therefore added the images below. Clicking on any of the thumbnails will take you to the Amazon site for enlarged views of the product. Think of it as browsing a Father’s Day Gift Catalog. Be assured that clicking does not mean buying.

On that note, I am an Amazon associate and if you do decide to buy from Amazon, I would be delighted if you would order through my site. No cost to you but I will earn a small commission.

The Best Father’s Day Gifts:

  • Starting off with one of the neatest items, at least in my opinion, is this wooden watch handcrafted from high quality natural sandalwood with no two pieces of wood exactly the same. It includes a day/date calendar. Definitely a huge step-up from the tie and sock gifts of yesterday.
  • Craft beers are all the rage these days. Wouldn’t these beverage chiller sticks be the perfect accessory for dad’s favourite craft beer? All you do is put the stick in the freezer for 45 minutes then insert into a bottle of beer (or other beverage) to keep the drink cold.
  • Father’s Day is the one day to go all out spoiling dad and I can’t think of a better way than with this folding chair. The chair has a detachable insulated cooler, an electronics pocket, a fold-out side table to hold books, tablet, camera and drinks, etc. keeping everything within easy reach. Perfect for keeping dad comfortable on the beach, park, or the deck.
  • How about this portable BBQ suitcase? You have to admit, this one is very unique. Easy to carry around, this stainless steel charcoal grill can accommodate cooking for 2 people and includes a convenient mess-free ash catcher.

  • If dad is into thrillers, “Make Me (with bonus short story Small Wars): A Jack Reacher Novel” by the #1 New York Times Bestselling Author Lee Child will be super appreciated. Of course, it will probably mean he’ll become too engrossed in the book to be able to take time out to BBQ. Best make other plans for dinner.
  • I love this nifty Mobile Printer w/ZINK Zero Ink Printing Technology that is compatible w/iOS & Android Devices. It prints 2×3 colour photos directly from Mobile Phone or Tablet via Bluetooth or NFC Technology. Great for dad – lucky him.
  • The PhoneSoap 2.0: UV Sanitizer & Universal Charger, as seen on SHARK TANK, isn’t only unusual, it’s also extremely useful. Phones are covered in disease-causing bacteria. PhoneSoap 2.0 safely kills 99.99% of germs utilizing bacteria-zapping UV rays. The germ-killing UV-C light used by the PhoneSoap 2.0 is scientifically proven to banish bacteria found on everything from door knobs, toilet seats, toilet handles, dirty laundry, and more. Fits and charges any phone or tablet and has a universal phone charger w/USB port. 

  •  For the car enthusiast, how about this Corvette Wireless Optical Mouse (HP-11CHCZRXA)? This is an officially licensed product with a unique 17 digit V.I.N. It has functional headlights with on/off switch and a built in automatic timer shut-off. A totally different way to cruise the web.
  • Bird-watching is growing in popularity all the time and this 8 X 35 BAK4 Prism Optical Waterproof Binoculars is perfect for that. Of course, it can also be used for other purposes like Concerts, Hunting, Hiking, or Stadium Sports.

  • Isn’t this stainless steel Multi-Tool the handiest thing you ever saw? It functions as pliers, knife, screwdriver, bottle & can opener, scaler, ruler & filer and comes complete with a nylon sheath and belt loop for easy access. For the active dad this little carry-along will save the day time and again.

The Best Father’s Day Gifts for the Sports Enthusiast:

  • For the avid golfer, this Golf Bag Video Recording & Mount System with a telescoping pole can be inserted in any bag and includes universal phone/tablet holder clamps that works with any device model smart phone or tablet. Drop the 54″ pole into your golf bag to provide an easy way to use your tablet or phone for swing recording, video review, and training purposes. Universal Phone or Tablet Clamp attaches to the Aluminum Extension Pole, extends out of your bag, and provides a secure hold on your phone so it will stay in place. Easy to view the screen and review your swing.
  • Even if dad hasn’t time for the course, he can still work on his game with this Portable Golf Putter Travel Practice Putting Set. This portable executive putter set comes in a zipper bag, includes a ball return cup, a screw together golf club and a golf ball. Lets dad perfect his swing anywhere. Perfect for any golf fan.
  • This Portable Bluetooth Speaker with Best-in-class sound goes wherever you go. It is the ultra-light, ultra-rugged and ultra-powerful portable speaker. It gives you 5 hours of battery power so you can take the music with you where ever you go, plug it in or play it wirelessly using its Bluetooth functionality, streaming your music with no strings or cables attached or talking hands-free with the speakerphone function. Now that’s useful.

  • For the active dad, how about these Hifi Stereo Bluetooth 4.1 Sunglasses (Polarized Black+Yellow Lens), MP3 Glasses Supports Music, Handfree Calls, Camera Shutter Remote. It’s easy to connect with high-fidelity, CD quality sound effect, able to connect more than 1 bluetooth devices and compatible with 99.9% bluetooth devices. A good mate for drivers, cyclists, runners,etc.

  • Soccer IQ: Things That Smart Players Do, Vol. 1, #1 Best Seller. Soccer IQ was named the #1 book for Soccer Players and Coaches by and named Top 5 Book of the Year by the NSCAA Soccer Journal. It includes links to free Soccer IQ companion that brings the lessons to life.

There you have it. I hope you enjoy browsing these unique and useful Father’s Day Gifts as much as I enjoyed finding them.

Talk to you again next week,


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Compost Tea – Perfect for Suburban Gardens

Posted by on May 15, 2016 in Do-It-Yourself, Frugal For Everyone, Gardening, Green Living | 25 comments

compost tea

Compost Tea – Strained and ready to use.

Compost tea is an inexpensive, easy-to-make, fast-working plant food that results in nutrient rich soil and strong, healthy plants. Every book or article written about organic gardening includes the need for adding compost to the soil. Easy enough to understand why since compost truly is a marvelous soil amendment – it improves nutrient retention of the soil while adding many beneficial organisms making for a more productive garden.

However, most municipalities have bylaws that prohibit homeowners from having compost piles in suburban areas which makes compost tea such a great alternative.  A compost pile isn’t required. With compost tea only one or two purchased bags of top quality compost will do. Add non-chlorinated water (rain water is free and perfect for this) and the right size pail and you’re set to go.

compost tea

Before getting to the Compost Tea recipe, there are a few things to know:

  • Compost Tea does not keep – when it’s ready you need to use all of it so make it in batches small enough to meet your immediate needs. There’s no sense wasting any.
  • The finished tea should not bubble or have a foul odour. That may mean it could be anaerobic and not much good can survive in that. If it has become anaerobic, throw it out and try again.
  • Make a test batch. A large coffee can or similar size container is ideal. Fill the can 1/3 full of compost, then fill the container with non-chlorinated water. Stir well with a stick, really move all the ingredients around. The stirring is extremely important as it aerates the tea and adds oxygen. Stir well several times a day for a week.
  • After 5 days to a week strain through a cheesecloth or strainer, rake the solids into the garden and pour a cup of the tea around each of the plants you want to feed.
    Compost Tea

    Adding the compost

To Make the Compost Tea:

  • Work only with clean materials. You can use any size container depending on the size of your garden although a five gallon pail or garbage bucket is used most often. As in the test batch, fill the container 1/3 full with compost, then fill the pail/bucket with non-chlorinated water. Stir well. Place in a handy location so you don’t forget about it.
  • The compost will settle on the bottom of the pail so stir 3 or 4 times the first day, making sure to move all the compost around, it needs to be well-mixed, then stir several times a day for the next week. Check often.
Compost Tea

Stirred and brewing

  • After 5 days to a week, strain the tea. The easiest way is to line a cheap colander with cheese cloth and just empty the tea into a very clean pail or bucket.
  • Dump and rake the solids into the garden. Use all of the tea to feed your plants, about 1 cup per plant.
  • Strain some of the compost tea into a spray bottle, add 1/2 teaspoon of dish detergent and spray on plant leaves to deter foliar disease.
  • Feed your plants and leaves every couple of weeks all summer long. This can also be used once a month on houseplants.

Note:  You can increase the nutrient value of the tea even more by adding powdered seaweed or worm castings to the finished tea.

Start a new batch brewing a week before you need more or better yet, split the garden up, feed half one week and the second half the second week and keep a continuous batch of compost tea brewing.

Both the finished compost tea and the discarded solids will add valuable nutrients to your soil, keeping your plants strong, healthy and producing abundantly.

Talk to you again next week,


Barbecue Buying Guide – Types and Options

Posted by on May 8, 2016 in Frugal For Everyone, Product Information, Smart Shopper | 25 comments

BarbecueBarbecue season is here and with that in mind I decided to check the best time to buy a new barbecue and types and options available.

The time to find the biggest savings on a new barbecue, gas grill, smoker or outside oven is at the end of the summer, namely August and September, when retailers clear out their inventory to make room for winter products.

However, with barbecue season starting not everyone will want to wait to buy or replace their barbecue until summer is over so they’ll be pleased to know that June will also offer some good bargains.

Below are the most common types and features to be found at retail outlets.

Buying a Barbecue:

What’s available?

Barbecues have come a long way since the little Hibachi grill. I checked out a few at a home improvement store and found barbecues in all sizes, from small portable ones that are perfect for balconies or to take along on day-trips to extra large ones that are fancier and more involved than the most up-to-date kitchen appliance. But no matter the choice, there are certain things to consider before buying.

Choosing the right heat source is one of those things to think about – do you want convenience, flavour, easy start, fast heat, etc.? 

  • Electric (great for apartment or condos)
  • Natural Gas (need to be hooked up by a professional – easy start, even temperatures)
  • Propane (easy start, even temperatures, can be converted to Natural Gas)
  • Charcoal (said to provide the best flavour but takes longer to get started and heat up)
  • Smokers (requires logs – slow cooking)
  • Pizza Ovens (very expensive – limited use)

Each of the heat sources provides a different flavour but whether it makes enough of a difference to pay more for any particular heat source is not something I’m convinced about. Other than the smoker, which would definitely give a unique flavour, I doubt most of us could identify the heat source in a blind taste test.

The size of the grill matters. Unless you do a lot of entertaining it is recommended you choose a size that meets your normal requirements – how many people will you normally be feeding? What size meals will you be cooking? What type of meals? Looking at the grill you should be able to picture how many burgers, chops, steaks or other food you’ll be able to barbecue at any one time. A grill that’s too small will turn out to be time-consuming, a grill that’s too big will waste fuel.

All grills, no matter the size or heat source, should accommodate the different heat temperatures requiremed for searing, cooking and finishing.

Do you need a side burner? I have one on our barbecue and wouldn’t do without it. It’s used for all kinds of purposes, frying onions, cooking corn on the cob, heating chili to making soup. The side shelf is another convenient feature that I wouldn’t want to do without as it holds everything within easy reach – from tools to dishes to condiments.

Grates: Here you want to know how well and even grates hold heat, how easy they are to clean and how well they will stand-up under normal use. Grates are available in:

  • Cast Iron – long wearing as long as they don’t get damaged – holds heat well to ensure even cooking.
  • Porcelain Coated Cast Iron – most popular- food doesn’t stick, heat is evenly distributed, and these grates last longest of all the grate types.
  • Porcelain Enameled Steel – food doesn’t stick to grate – must be carefully handled because they may chip. They will also erode over time. It’s recommended that hard scrapers not be used on these type of grates.
  • Stainless Steel – may not stand up well unless coated with Teflon or porcelain.

Other Considerations:

  • Stability – how stable is the unit?
  • Access – how easy is it to access the tank on a propane barbecue? To add logs to a smoker?
  • Starting – what’s involved in starting the unit?

Most barbecues are not assembled when you buy them so it’s important to receive clear instructions as to how the unit goes together. I checked 12 barbecues – 7 were manufactured in the USA and 5 were manufactured in China. The instructions that come with the ones manufactures in the States are pretty clear. However, ours was manufactured in China and the instructions were impossible to follow. We ended up guessing what went where which took a great deal of time along with some strong language. Do yourself a favour and review the assembly instructions with the sales person before you leave the store.

Finally, a note of caution. Do NOT buy a cheap barbecue brush. The bristles may come loose and attach to food, causing serious injury if swallowed. This is one area where you truly don’t want to skimp.

If you’re in the market for a new barbecue, I hope this information will help you find the unit that perfectly meets your needs.

Talk to you again next week,


Stop Fraud – Recognize. Prevent, Report

Posted by on May 2, 2016 in Frugal For Everyone, Smart Shopper | 34 comments

Stop Fraud

Stop Fraud Image courtesy of Stuart Miles at

This post “Stop Fraud” was prompted by a couple of incidents that happened to me recently.

I was having some website issues which somehow seemed to leave me vulnerable to pop-ups. When I signed in to my bank account, there was a pop-up, very professional with the Bank’s logo, asking me to complete a customer service survey. I decided to go ahead and complete the survey – I was then given a choice of FREE products, all I had to do was pay shipping and handling. For that they needed my credit card information, which of course I wasn’t prepared to give them.

That was as far as I went with the survey but I did call the bank’s Head Office to report this, changed my passwords and did a deep virus and malware scan.

The second scam was one we’ve all heard about but this is the first time I actually experienced it. I received an email from someone who had money to invest in our country and wanted to partner with me. I don’t know what the rest of the email said because as soon as I saw that the email was deleted. It should actually have been forwarded to the Canadian Anti-Fraud Centre but I wasn’t thinking, I just wanted to get rid of it.

The third scam happened a while back via my phone. I received a text message that I had won a $1,000.00 Walmart gift card. The Red Flag here was that I had never entered a contest so failed to see how I could win. I did call our local Walmart to inform them and they were already aware of this scam going on.

Seeing as the scammers are out in force I decided it was time to renew the scam alerts. The only way we’re going to stop fraud is to recognize it and be aware of the latest scams. Scammers approach in different ways: by phone, pop-ups, email, snail mail or door-to-door. There are two things they want – access to your money and/or to your personal information, including your social insurance number. If you don’t know who you’re dealing with, before giving out any information, call one of the numbers at the end of this post to verify the person/business’ identity and legitimacy. 

From the Competition Bureau:

“Fraudsters are professional criminals that know what they are doing. Fraudsters rely on some basic techniques to be successful. These include:

  • developing professional-looking marketing materials;
  • providing believable answers for your tough questions;
  • impersonating government agencies, legitimate businesses, websites, charities, and causes;
  • pretending to be your ordinary supplier;
  • hiding the true details in the fine print;
  • preying on areas of vulnerability, including those needing help with loans or finding employment;
  • asking for fees in advance of promised services;
  • threatening legal action to collect on alleged contracts;
  • falsely claiming affiliation with reliable sources, such as legitimate news sites to support their products or services;
  • and exchanging victim lists with other fraudsters.”


The most popular scam right now has scammers calling by phone impersonating Revenue Canada/Internal Revenue agents. They may tell you that you are getting a refund (of a large amount), all they need is some personal information and your bank account number in order to process it, or, on the flip side, that you owe them a lot of money and you need to pay right now.  They may tell you a warrant for your arrest is being prepared as they speak and will be activated immediately if you fail to pay.

They may give you a phone number or website to ‘confirm’ but ignore that – it just cycles back to them. If you really want to confirm you can call any of the numbers at the end of this post, NEVER use the number or website they provide.

Even if you’re not Canadian it’s well worth reading “Don’t Get Scammed” published by the Canadian Revenue Agency –

There are many scams operating at any one time, too many to list here, but most are listed in a great resource – a booklet called “The Little Black Book of Scams – Your Guide To Protection Against Fraud”. It’s free and loaded with information that has universal application. It’s downloadable as a PDF file and I encourage everyone to either download it or at least view it.$FILE/Little-Black-Book-Scams-e.pdf

CONTENTS Include information about the following scams:

  • Lotteries, sweepstakes and contests
  • Pyramid schemes
  • Money transfer requests
  • Internet scams
  • Mobile phone scams
  • Health and medical scams
  • Emergency scams
  • Dating and romance scams
  • Charity scams
  • Job and employment scams
  • Small business scams
  • Service scams
  • Handy hints to protect yourself
  • Scams and you: What to do if you get scammed!
  • Getting help and reporting a scam

GOLDEN RULES – Knowing and remembering the following golden rules will help you beat the scammers and stop fraud.

  • Always get independent advice if an offer involves money, personal information, time or commitment. Don’t let anyone push you into accepting ‘You must act now”. (As a matter of fact, those words are usually a red flag and should be enough to stop you right there.)
  • There are no guaranteed get-rich-quick schemes— the only people who make money are the scammers.
  • Do not agree to offers or deals right away. If you think you have spotted a great opportunity, insist on time to get independent advice before making a decision.
  • Do not hand over money or personal information, or sign anything until you have done your homework and checked the credentials of the company that you are dealing with.
  • Do not rely on glowing testimonials: find solid evidence of a company’s success.
  • Log directly on to a website that you are interested in rather than clicking on links provided in an email.
  • Never send money, or give credit card or online account details to anyone you do not know and trust.

Embarrassment at being caught in a scam sometimes stops people from notifying the authorities. Don’t let that happen to you. Thousands of people of all ages and from all walks of life are defrauded each year. If you spot a scam or have been scammed, don’t hesitate to call to report it and/or get help.

Canadian Contacts:

The Canadian Anti-Fraud Centre 1-888-495-8501,

The Competition Bureau 1-800-348-5358

Canadian Revenue Agency 1-800-959-8281

The Better Business Bureau or Your local Police Service.

American Contacts:

Federal Trade Comm (202)326-2222

FBI – (no phone # provided)

Internal Revenue Service – Fraud Hotline 1-800-829-0433 or

The Better Business Bureau or Your Local Police Service.

Scammers are imaginative and manipulative. They know how to push your buttons to produce the response they want. The only way to stop fraud is for you to be alert, giving them no opportunity to push your buttons.

Talk to you again next week,


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The Cook’s Herb Garden

Posted by on Apr 24, 2016 in Bookshare, Frugal For Everyone, Gardening, Herbs | 28 comments

The Cook's Herb Garden

The Cook’s Herb Garden is another DK book that I’m delighted to share with you. Now is the perfect time to prepare the summer’s herb garden and this book is filled with step-by-step pictorial instructions for choosing, growing, harvesting, storing and using herbs.

Herbs are probably the easiest plants to grow since they really don’t like a lot of fussing. Most grow best in a 50-50 well-draining mix of sand and soil, require regular watering and an occasional feed of liquid fertilizer in summer. That’s it, couldn’t be easier.

Images below from: The Cook’s Herb Garden – copyright 2016 Dorling Kindersley Inc – used with permission and with thanks. 

The Cook's Herb Garden

Front row, from left to right – Cilantro, Silver Queen Thyme, Flat-Leaf Parsley. Back row, from left to right – Sage, Purple Basil, Oregano

The Cook’s Herb Garden – Everyday Essentials:

While basic growing, harvesting and cooking instructions are attached to each herb listed in the comprehensive herb catalogue, everyone of those topics is described in greater detail further on in the book. 

One of the things I really like about the section on using herbs is the recipe section. There are some super recipes that I haven’t heard of before but can’t wait to try: Cream of Herb Soup; Watercress Butter; Chimichurri (Argentinian Meat Sauce); Black Currant Cordial; Mixed Herb Pesto, shown below; plus many more.

Suggestions for using the Everyday Essential Herbs shown in planter:

Cilantro: Use fresh, chopped leaves in salads, with coconut, citrus, avocado, fish and meat. The dried seeds are spicy, sweet and mildly orange-flavored – use them in Indian and Asian dishes.

Thyme: Add to any savory dish or use to flavor poultry, pork, and fish dishes; add to stuffings and vegetables.

Flat-Leaf Parsley: Both the stems and leaves can be added to a multitude of savory dishes; from omelets to stews to baked fish.

Sage: Chop very fine and use in small amounts. Add toward the end of cooking to risotto and pork, veal and venison dishes; pick a stem for bouquet garni; use dried leaves for stuffing, poultry, fish, potatoes and carrots; use flowers to make summer teas.

Purple Basil: Basil is best known for use with tomatoes. Basil’s flavor intensifies when cooked. For a more subtle taste use it raw or add it at the end of cooking. For more ways to use basil check out Basil does it all

Oregano: Oregano’s pungent, spicy flavor gives a unique lift to Mediterranean ingredients and dishes – pizza, pasta, fish, meat beans, tomatoes, eggplant and zucchini.


The Mixed Herb Pesto recipe, from The Cook’s Herb Garden, uses basil, oregano, flat-leaf parsley, and garlic – all herbs that you can easily grow yourself. Toss the pesto with pasta, stir it into rice or use as salad dressing (whisk 1Tbsp. balsamic vinegar or lemon juice into 3-4 Tbsp. pesto.)

Serves 2 Prep 15 MINS Cook 20 MINS

The Cook's Herb Garden

  • 3 Tbsp. coarsely chopped basil
  • 2 tsp. coarsely chopped oregano
  • 3 Tbsp. coarsely chopped flat leaf parsley
  • 2 garlic cloves
  • Coarse sea salt
  • 1 ¾ oz (50g) Parmesan cheese, grated
  • 3-3 ½ oz (90-100ml) fruity olive oil
  • Freshly ground black pepper

10 oz (300g) dried pasta

1 Tbsp. heavy cream (optional)

  1. Put the herbs in a large mortar, reserving 1 Tbsp. to finish. Smash the garlic with the flat of a knife, peel and add to the mortar. Sprinkle in a little salt. Pound down onto the mixture until it is mushy.
  2. Add the Parmesan a little at a time and beat vigorously to blend. Slowly beat in the olive oil until you have a thick coarse paste, and season with salt and pepper to taste.
  3. Cook the pasta according to the package instructions. Drain, reserving 2 Tbsp. of the cooking water. Stir the water into the pesto to loosen it slightly. Return the pasta to the hot pan and pour in the pesto. Toss to coat thoroughly. Stir in the reserved fresh herbs. If using the cream, stir it in and serve immediately.


I find Theme Gardens fun to put together and The Cook’s Herb Garden includes designs for the following Gourmet Theme Gardens that you can grow anywhere – window-box, wall-garden, deck or patio, or wherever else your imagination takes you:

  • Salad Herbs
  • Mediterranean Pots
  • Middle Eastern Herbs
  • Hardy Herbs
  • Herbal Teas 

Browsing through the book I kept thinking “I’m going to try that” or “what a great idea”. Even if you aren’t the least bit creative or knowledgeable about herbs, the pictures will guide you in designing a unique herb garden that is truly to your taste, in more ways than one.

Talk to you again next week,


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The Great Canadian Ketchup War

Posted by on Apr 3, 2016 in Frugal For Everyone, Product Information | 19 comments


Great Canadian Ketchup War

The Great Canadian Ketchup War has turned into the best unintentional marketing ploy ever. It all started when Loblaws, the largest Canadian food retailer, decided to remove French’s Ketchup from their shelves, allegedly to boost sales of their own President’s Choice product.

When I first heard about it I didn’t pay much attention, after all, since we no longer have children living at home ketchup is not something we use much anymore. But then things turned interesting and became fun to watch. Customers weren’t going to put up with the loss of French’s Ketchup no way, no how and let that be known loud and clear. They threatened to boycott the Loblaws stores and turned to social media to voice their displeasure.

At that point Loblaws had little choice but to accept defeat and replace French’s Ketchup back on their shelves. But the war wasn’t over.

Since 2008 there has been a lot of  ‘Buy Canadian First’ promotion in order to keep our economy moving. Well, it seems the consumer has been taking this to heart and  the next question became – which of the Ketchups is the most Canadian? This turned out to create some confusion because:

  • French’s Ketchup uses tomatoes grown in Leamington, Ontario but is bottled in Ohio
  • President’s Choice Ketchup uses tomatoes grown in California but is bottled in Ontario

Since French’s uses Canadian tomatoes, which of course is the main ingredient in Ketchup, consumers declared French’s the winner in the most Canadian category.

French’s meanwhile took advantage of the free publicity and kept the feud going by declaring they were going to be bottling their Ontario grown tomatoes in Canada within the next couple of weeks. A big win for them.

But the consumer still wasn’t satisfied and the war moved on to which of the two Ketchups has the best ingredients.

I still had some President’s Choice Ketchup leftover from last summer’s barbecue season and decided to buy a bottle of French’s Ketchup in order to compare the two.

The results:

  • French’s Ketchup ingredient List:
    • Tomato Paste (Made from fresh ripe tomatoes)
    • Liquid Sugar
    • White Vinegar
    • Salt
    • Onion Powder
    • Spices
  • President’s Choice Ketchup ingredient List:
    • Tomato Paste (Made from fresh ripe tomatoes)
    • Liquid Sugar
    • White Vinegar
    • Salt
    • Seasonings

It was difficult to base a winner on that – other than a bit of difference in wording, the ingredient list is pretty well the same.  

We have often heard that people from other countries consider Canadians the most polite people and this was amply demonstrated during the Great Canadian Ketchup War. In the final analysis there were no losers since the entire war was ‘fought’ with grace and humour. French’s and Loblaw’s received a lot of free publicity which will no doubt lead to an increase in sales; the consumer found power in speaking up and were treated with respect and listened to. And of course, French’s Ketchup will once again take up space on the Loblaw shelves.

This post was not written to promote any one product or supermarket chain. As a matter of fact, most Supermarkets carry French’s Ketchup right alongside Hunt’s Ketchup, Heinz Ketchup and their own store brand. I wrote this post because I got a big chuckle out of our Great Canadian Ketchup War and simply wanted to share it. Hope you enjoyed it as well.

Talk to you again next week,


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Earth Day Awareness Leads April Sales

Posted by on Mar 28, 2016 in Frugal For Everyone, Gardening, Green Living | 30 comments

Earth Day

Earth Day Image courtesy of Stuart Miles at

Earth Day, which this year falls on April 22, sets the stage for month-long sales of energy-savers and conservation products. This makes it an excellent time to find great bargains on anything ‘environmental’, including garden and landscape items of all kinds.

Look for great savings on:

Earth Day

Image courtesy of artur84 at

Energy Saver Products:

  • Energy Star Appliances: 
    • Air Conditions, Ceiling Fans, Microwave, Refrigerator, Toaster Oven, Washer/Dryer, Water Heater
  • Energy Saver Devices:
    • Power Bars, Night Lights, Thermostats
  • Other Energy Savers:
    • LED lights, Solar Phone/Tablet Chargers, Solar Yard Lights


Earth Day Activities – Conservation:

Many Conservation Groups will be offering trees and plants for sale to promote Earth Day Activities. You may need to pre-order to get the best deals. If you can’t find any Conservation Groups in your area, call your Municipal Office and they should be able to help out.


Earth Day

Image courtesy of Supertrooper at

Patio, Lawn and Garden:

Clearance of last year’s models which need to go before the new models arrive. This could mean some really great prices for the consumer on:

  • Barbecues and Accessories
  • Lawnmowers and other Garden Equipment
  • Patio Furniture
  • Planters
  • Composters



Earth Day

Image courtesy of imagerymajestic at


Spring Cleaning Supplies:

  • Vacuum Cleaners
  • Cleaning Supplies – in keeping with Earth Day, look for EcoLogo, Green Seal or EPA Safer Choice or  Make Your Own
  • Paint and Wallpaper, Home Improvement Products
  • Organizing Products



To stay with the environmental theme of the month, April Sales will also include Organic Foods and Soybean Products.

Other Food Items:

  • Eggs and Olive Oil
  • Produce: Asparagus, Broccoli, Rhubarb, Sweet Potatoes, Tomatoes. Avocado, Citrus Fruit, Kiwi, Lemons, Pineapples.

Earth Day, April 22,  does prompt some really great bargains, but it is also the day when everyone is asked to participate in an ‘Act of Green”.  Let’s celebrate Earth Day – plant a tree, clean a roadside, turn off the lights, or contribute in any other way that matters to you. Make it fun and think of the environmental benefits – totally Win, Win.

Talk to you again next week,


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Save the Bees – Those Little Buzzers Keep Us Fed.

Posted by on Mar 20, 2016 in Bookshare, Green Living | 41 comments

Save the Bees

Bee on Cranesbill from DK – The Bee Book

Anyone who is at all environmentally conscious is aware of the rapid decline of the bee population. Until I wrote a previous post Bring back the pollinators I was aware of it but didn’t really feel it was my problem.

What weird thinking. Much of our food supply depends on being pollinated by bees therefore the problem definitely concerns all of us. Actually, while no one has pinpointed the cause(s), I believe we home gardeners are partially responsible for the decline with our insistence on manicured, weed-free lawns and flowerbeds.

When we spray plants with pesticides/herbicides the pollen collected by the bees is poisonous. When they carry this back to the hive it either kills the developing bees or weakens their immune system making them more susceptible to disease and predators. Therefore if we’re part of the problem, it only makes sense that we become part of the solution.

Please share this post with all your social media friends and help save the bees. Alone our efforts are limited. Together we can make a huge difference. Let’s do it. The bees thank you.

The following Information is “Excerpted from The Bee Book – copyright Dorling Kindersley Inc. / Used With Permission”.

How can we help to save the bees?  

Bees have some kind of internal mapping system and will return to the most bee-friendly yards. Therefore a good place to start is to make your yard a place where bees want to hang out. Bees prefer yards with a variety of plants – trees, shrubs, flowers, vegetables and herbs. By also providing them with plants that bloom at different times throughout the season they’ll be more than happy to stay around. They will need a water source and since they don’t like standing in water they should have shallow water dishes with a dry place for them to land. The dishes should be cleaned and filled with fresh water daily. And of course, no spraying of chemicals.

Save the Bees

1.California Lilac; 2. Apple; 3. Orange-ball Tree; 4. Culver’s Root;  5. Bergamot; 6. New England Aster; 7. Giant Onion; 8. Anise Hyssop; 9. Meadow Cranesbill; 10. Lavandin; 11. Sea Holly; 12. Bowles’ Mauve Wallflower; 13. Orange Coneflower; 14. California Poppy; 15. Thyme; 16. Phacelia; 17. Field Poppy; 18. Lamb’s ears. Mid-height spring-flowering plant – Hellebore and Low-growing spring-flowering Crocus.


Not all bees live in hives. There are thousands of different species and some, like the Mason Bees (very effective pollinators), find other places to nest. Unfortunately, because of built-up areas and landscaped lawns they are having a difficult time finding suitable places. We can help them out by making nesting sites for them. The book displays a variety of them – a Clay Bee House, a Wood Block Bee House and even a Pallet Bee Hotel but I was mostly intrigued by the Bamboo Bee House below. It looks neat, is very simple and inexpensive to make, and can be hung anywhere out of the way.

save the beesBamboo Bee House – To Build:

  • Measure and mark 8″ (200 mm) from one end of a piece of 4″ (110 mm) diameter PVC pipe – cut the pipe with a handsaw
  • Cut bamboo 1/2″ – 5/8″ (10-15 mm) shorter than the PVC pipe. As you cut the bamboo make one of the cuts close to a ‘node’ (the knuckle-like joints found at intervals along bamboo canes) so that each piece has an open and closed end.
  • Mark 2 points halfway along the PVC pipe at roughly the 10 o’clock and the 2 o’clock positions when viewing the pipe from its end. Drill holes at both these points.
  • Cut a piece of string about 12″ (300 mm) long. Tie a large knot in one end of the string and thread the free end through one of the holes, from inside to out. Pull it through and insert the free end into the other hole. Tie another large knot in the free end. The string should now form a loop with knots inside the pipe at either end.
  • Insert the bamboo pieces into the pipe, taking care to avoid damaging the knots. The closed ends of the bamboo should all be flush with the same end of the pipe, forming the back of the bee house. Keep adding bamboo pieces until they are packed in tightly and do not move.
  • Different hole sizes will attract different species of solitary bees, but they will not nest in holes over 1/2″ (10 mm). Avoid mixing sizes in the same bee house since pests and diseases can jump between different species that cohabit.
  • Hang the bee house on or close to a sunny wall facing south or southeast, at least 3 ft. (1 m) off the ground, with no vegetation obscuring the entrance.


We can join a conservation campaign to learn more about the problem and maybe even help plant new habitats. Citizen scientists (that means you) can monitor invasive pests or log the range of a species right from your own backyard.

April is Volunteer Appreciation Month – a perfect time for you to join a conservation campaign. Any Conservation Group would be delighted to have more volunteers on board.

The book has a large section on Beekeeping and anyone thinking they might be interested in becoming a beekeeper would be well advised to read this book to find out what is involved.


On a different level – if we lose the bees we would naturally also lose the bee byproducts, most of which have valuable health benefits, not to mention the economic contribution made by the bee-producers. All in all, the loss would be devastating in many different ways. 

Save the beesCOLD SOOTHER.  A combination of honey and cider vinegar is an old traditional remedy for colds and sore throats, and with the addition of spices it makes a very palatable hot drink. From “Enjoying Bee Bounty” – The Bee Book.

  • 1-in (2.5-cm) piece of fresh ginger root
  • 3 cloves
  • ½ tsp turmeric powder (or 1 tsp freshly grated turmeric root)
  • 4 tbsp cider vinegar
  • 1 tbsp honey
  • Lemon slices (optional)

Makes 1 Drink


1)Peel and grate the ginger; the easiest way to peel ginger is with the edge of a teaspoon. Place the ginger in a small pan with all the other ingredients, except the honey. Add ¼ cup (60ml) water, bring to a boil, and simmer gently for 10 minutes.

2)Remove the pan from the heat and stir in the honey until dissolved. Strain into a mug and drink while still warm, adding a lemon slice, if you like, for vitamin C. Enjoy it three or four times a day to help relieve a cold.


If only one or two of us make changes in order to save the bees and other pollinators we won’t make much of an impact. But if we spread the word and thousands of us do then we can make a tremendous difference, and who knows, we may even be able to help reverse the trend. The bees are in crisis – it  truly is much more important that we stop the decline and do what we can to help to save the bees than it is to remove every weed or dandelion.

Talk to you again next week,


Please share with all your social media friends and help save the bees. Alone our efforts are limited. Together we can make a huge difference. Let’s do it. The bees thank you.

Would love to have you follow me on Pinterest  or  Twitter or browse my Etsy Store